Mail Order / Telephone Order (MOTO) Merchant Accounts

Does your business need to accept credit cards over the phone or via mail order? Are you looking for a MOTO merchant account solution that will allow you to process credit cards in real time with a minimal technology investment?

Instabill is the answer.

Instabill offers a Virtual Terminal for mail order and telephone order (MOTO) credit card processing. The Virtual Terminal allows you to manually accept payments with just a few clicks and receive a real-time response from the bank. MOTO credit card processing just got simple!

How does Instabill's Virtual Terminal work?

It's as easy as 1-2-3.

1. Log in to your Virtual Terminal account.
2. Enter the customer's credit card information into a simple form and click submit.
3. Get an instant accept or decline response from the bank.

Credit card processing for the not-so-tech-savvy.

No website? No software? No tech budget? No problem. Instabill's Virtual Terminal can be accessed from almost any computer with an internet connection, and you don't need an advanced degree to figure out how to use it. Just enter the customer details into a user-friendly form, and click submit.

Because there's no software to integrate, Virtual Terminal users can start accepting payments as soon as their MOTO merchant account is approved.

Safe, secure MOTO processing.

Your customers trust you to keep them safe when they provide their credit card numbers over the phone or via mail order. Instabill uses 256bit SSL encryption and HMAC key verification, so you never need to worry about the security of your customers - information.

All the bells and whistles.

Instabill recognizes that every MOTO merchant has unique needs. That's why our Virtual Terminal allows you to:

• Pre-authorize funds. Want to reduce your refund rate? With Instabill's Virtual Terminal, you can place a hold on your customers' funds and capture them only when you're ready to provide the products or services so it's easy to cancel a transaction if a customer changes an order before it ships.
• Set up multiple users. You need all your sales representatives to be able to process MOTO credit card transactions, all the time. Instabill's Virtual Terminal supports multiple users who can all be logged in at the same time. That way, you can accept more payments while limiting your employees' access to your merchant account. You'll also get access to daily, weekly, and monthly statistics to help you assess your sales force's performance.
• Monitor transactions. Instabill's Merchant Panel allows you to view transaction history directly from your Virtual Terminal. You have unlimited access to prior customer information, with credit card details permanently masked to maintain security.

Get started now!

Accepting MOTO credit card payments has never been easier thanks to Instabill's Virtual Terminal.