Online Dating Merchant Accounts

Where do you go when you're ready to meet Mr. or Ms. Right? Online dating and matchmaking sites offer a great option for people searching for love--and they can be love at first sight for entrepreneurs looking to make a profit online. While some dating sites are free to sign-up and browse, other sites require a credit card payment up front. Even most "free" dating sites require a membership fee for premium services like compatibility matching and personality tests.

Popular dating sites include:

• Chemistry.com
• eHarmony
• Match.com
• OkCupid
• PlentyofFish
• Zoosk

The online dating scene is growing fast--and as a successful online dating merchant, you need to accept online credit card payments. But domestic banks consider online dating sites too high risk and will not approve you for an online dating merchant account.

Why do banks consider dating merchant accounts high risk?

You may not think your online dating business is risky, but the following factors can make it difficult to get approved for a merchant account:

• Dating websites that operate on a subscription model are vulnerable to chargebacks(external link).
• Some dating websites are considered part of the adult entertainment industry, which is often subject to high risk merchant account standards.
• Online dating merchants with limited processing history may find it especially difficult to get approved for a merchant account.

How can your online dating business get approved for a merchant account?

Maybe we're romantic, but at Instabill we believe that every legitimate e-commerce business should have a chance to succeed. We've spent 13 years building an extensive network of offshore banks that say yes to online dating merchants and other high risk businesses. Our banking partners have liberal underwriting policies that make it possible to approve your dating merchant account application. We understand the real needs of your business, and we'll work with you to find the ideal payment processing solution.

• No application fee
• High and low volume processing options
• Free tech support and customer service
• Merchant account fraud and scam protection
• 3D secure and MOTO merchant accounts available

Start accepting online credit card payments!

Setting up your online dating merchant account is simple. Call +1 800-318-2713 or contact us online to speak to one of our expert merchant account managers. Once you’ve submitted your application and required documents, we will usually get an answer from one of our banks within three business days. Live credit card processing usually starts 24-48 hours after signing an agreement with a bank.

SIGN UP TODAY

Applying and processing for a new merchant account is easy and takes a very short time. Send us your request by completing the application below.