Banks consider adult businesses high risk for a variety of reasons--from their controversial nature to age restrictions. In fact, the majority of acquiring banks won't even work with high risk merchants. Even if a bank provides you with an adult merchant account, you could still wind up paying outrageously high fees.

At Instabill, we believe that adult merchants have the right to compete in the e-commerce world. This is why we provide a reliable, affordable, and highly dependable means of online payment processing. We specialize in high risk and offshore merchant accounts, and can design an account to fit your business' needs.

We serve an extensive list of businesses catering to the adult market, including:

• streaming videos
• live webcams
• photographs

• adult dating
• adult toys and novelties
• legal escort services

Start accepting online payments--fast!

For more than 10 years, Instabill has been providing high risk merchants with adult merchant accounts. Our experience allows us to get your business up and processing quickly, while helping you avoid the pitfalls of setting up a merchant account. We put our knowledge to work for you--because your success is our success.

Instabill's adult merchant account solution

Even if you have bad credit, or had a merchant account closed in the past, we can offer payment processing solutions based on your business’ specific needs. Our network of offshore acquiring banks allows us to say yes to merchants in high risk industries.

For businesses with lower sales volumes, or those working in industries that are a little too risky, Instabill will take on some of the financial responsibility and provide you with a third-party merchant account. When and if your sales volume increases, you have the option to upgrade to a direct merchant account--and we'll be here to help you every step of the way.

Our network of acquiring banks can offer:

• International and offshore merchant account solutions
• Competitive and affordable rates
• 3D Secure processing
• Multi-currency processing in more than 160 currencies and settlement in 18 major currencies

Features of Instabill's adult merchant accounts include:

• PCI-compliant payment gateway with more than 40 popular, open source shopping cart solutions
• SSL-encrypted servers
• Credit card fraud prevention
• Processing for all major credit cards, such as VISA and MasterCard
• No processing volume caps
• Online reporting and recurring billing
• Built-in ACH processing
• Free technical support services

Once you’ve provided us with the relevant documents, Instabill will match your adult business with the perfect acquiring bank. In most cases, we will receive confirmation from the bank within three business days.

Upon receiving approval notice, your Instabill merchant account manager will contact you with all the credit card processing terms and conditions. After you carefully read and sign your bank's contract, you can start live processing within 24-48 hours.

Use the sign up form below to learn more about how Instabill can help you accept credit cards online for your adult business.

SIGN UP TODAY

Applying and processing for a new merchant account is easy and takes a very short time. Send us your request by completing the application below.